12. A) It is being debated by hundreds of retirees.
B) It is attracting many people's attention.
C) It partly records his own experience.
D) It argues fbr postponing retirement.
13
A) One should foresee a financial crisis.
B) One should trust financial planners figures.
C) One should have one million dollars to retire.
D) One should start saving as early as possible.
14
A) It doesn't need to be permanent.
B) It shouldn't be considered risky.
C It helps to reduce travel expenses.
D) It is the way to quit a job one hates.
15
A) By keeping close contact with one's employers.
B) By retiring when one reaches sixty years old.
C) By investing half of one's monthly income.
D) By following the counsel of financial planners.